Landlords
Build your rental portfolio with DSCR loans that qualify on property cash flow, not personal income. Long-term options available.
Explore DSCR Rental LoansThe Lender Built for Investors, by Investors
Fast, Reliable Financing for Real Estate Investors
Dominion Financial funds real estate investors with DSCR rental loans, Fix & Flip loans, and Ground-Up Construction. Every deal moves with the speed of a national lender and the judgment of investors who've closed deals like yours, not just reviewed them.
Now powered by Greenlight, our new loan experience.
Powered by Greenlight
Decisions in hours, not weeks
- Years in Business
- 20+Years in Business
- in Loans Funded
- $5B+in Loans Funded
- Projects Funded
- 17,000+Projects Funded
- States Lending In
- 49States Lending In
Loan Programs
Financing That Adapts to Your Strategy
Whether you're holding, flipping, building, or developing, we have a loan program built for your playbook.
Flippers
Move fast on distressed properties with fix-and-flip loans that close in days. Funding up to 100% of purchase and 100% of renovation costs.
Explore Fix & Flip LoansBuilders
Ground-up construction financing with draws tied to milestones. We underwrite the project, the exit, and the builder, not just the lot.
Explore Construction LoansHow It Works
Four Steps to Your Next Deal
Submit your application.
Tell us about your deal.
Accept your quote.
Review your rate and terms.
Provide your documents.
Upload what we need, once.
Close your loan.
Get your funding and move forward.
New · Powered by AI
A Loan Experience Built for Investors
Greenlight is Dominion Financial's new loan experience. Get instant loan decisions, upload your documents once, and track your loan in real time from quote to close.
Loan Files Reviewed
< 3 Min↓ 88%
The Dominion Difference
Financing Built for Investors, Not Homeowners
A lender built exclusively for real estate investors, backed by people who invest themselves.
| Feature | Dominion Financial | Traditional Lenders |
|---|---|---|
| Loan purpose | Dominion FinancialBuilt exclusively for business-purpose, investment property loans | Traditional LendersDesigned primarily for owner-occupied borrowers |
| Document process | Dominion FinancialUpload once; issues flagged immediately | Traditional LendersRepeated requests and manual back-and-forth |
| Loan visibility | Dominion FinancialReal-time status, 24/7 | Traditional LendersPhone calls and waiting for updates |
| Who reviews your deal | Dominion FinancialReal estate investors who’ve done deals themselves | Traditional LendersUnderwriters unfamiliar with investment deals |
Client Stories
Trusted by Real Estate Investors Nationwide
Over 17,000 projects funded. Investors keep coming back because we close when we say we will, and we say it clearly.
“If you want to work with a company who is passionate about what they do and goes above and beyond, then Dominion Financial is your lender!”
Maxine M.
“Competitive pricing. Efficient operations. Definitely a great relationship, and my company will look to leverage more going forward. Dominion Financial truly cares about their clients and their goals/deadlines.”
David M.
“I highly recommend Dominion Financial! The team is very professional, always available to answer my questions, and will work around the clock to close the loan FAST and make the process easy and straightforward.”
Byron L.
“Dominion Financial is a pleasure to work with, always going above and beyond to get our loans closed in a timely manner. Thank you so much!”
Val K.
Resources
Insights and Education
Stay ahead of the market with resources built for active investors who want an edge.
Blog
Deep dives on market trends, deal analysis, and lending strategies; written by investors, for investors.
Podcast
Real conversations with active investors sharing deal stories, market insights, and financing strategies that actually work.
Take the Next Step
Ready to Move Faster on Your Next Deal?
Get a loan quote in minutes. No social security number required. No commitment. Just clarity.
Questions & Answers
Frequently Asked Questions
Dominion Financial is a private, direct lender founded in 2002 that provides DSCR rental loans, Fix & Flip loans, and Ground-Up Construction loans to real estate investors across the United States. It also funds mortgage brokers’ clients through its TPO channel.
Dominion Financial offers DSCR rental loans, Fix & Flip loans, and Ground-Up Construction loans for real estate investors, plus DSCR, Bridge, and Non-QM loans for mortgage brokers through its TPO channel.
DSCR rental loans can close in as little as 10 days. Fix & Flip loans can close in as little as 48 hours after approval.
No. DSCR loans qualify based on the property’s rental income, not your personal tax returns.
Yes. Dominion Financial is a direct private lender, allowing for faster decisions.
Greenlight is Dominion Financial’s loan experience for real estate investors. It provides instant loan decisions, one-time document upload, real-time loan tracking, and a voice-AI co-pilot.
Yes. Dominion Financial offers a TPO (third-party origination) channel for brokers, with DSCR, Bridge, and Non-QM loan options.
Rates and terms vary by loan type, deal, and the borrower profile. Most investors receive a personalized quote quickly after submitting an application. DSCR loans come with a Price-Beat Guarantee, and Fix & Flip loans fund up to 100% of purchase and rehab costs.
Dominion Financial lends in 49 states, excluding Nevada.