Landlords
Build your rental portfolio with DSCR loans that qualify on property cash flow, not personal income. Long-term options available.
Explore DSCR Rental LoansThe Lender Built for Investors, by Investors
Fast, Reliable Financing for Real Estate Investors
Dominion Financial funds real estate investors with DSCR rental loans, Fix & Flip loans, and Ground-Up Construction. Every deal moves with the speed of a national lender and the judgment of investors who've closed deals like yours, not just reviewed them.
Now powered by Greenlight, our new loan experience.
Powered by Greenlight
Decisions in hours, not weeks
- Years in Business
- 20+Years in Business
- in Loans Funded
- $5B+in Loans Funded
- Projects Funded
- 17,000+Projects Funded
- States Lending In
- 49States Lending In
Loan Programs
Financing That Adapts to Your Strategy
Whether you're holding, flipping, building, or developing, we have a loan program built for your playbook.
Flippers
Move fast on distressed properties with fix-and-flip loans that close in days. Funding up to 100% of purchase and 100% of renovation costs.
Explore Fix & Flip LoansBuilders
Ground-up construction financing with draws tied to milestones. We underwrite the project, the exit, and the builder, not just the lot.
Explore Construction LoansHow It Works
Four Steps to Your Next Deal
Submit your application.
Tell us about your deal.
Accept your quote.
Review your rate and terms.
Provide your documents.
Upload what we need, once.
Close your loan.
Get your funding and move forward.
Introducing Greenlight
A Loan Experience Built for Investors
Greenlight is Dominion Financial's new loan experience. Get instant loan decisions, upload your documents once, and track your loan in real time from quote to close.
The Dominion Difference
Financing Built for Investors, Not Homeowners
A lender built exclusively for real estate investors, backed by people who invest themselves.
| Feature | Dominion Financial | Traditional Lenders |
|---|---|---|
| Loan purpose | Dominion FinancialBuilt exclusively for business-purpose, investment property loans | Traditional LendersDesigned primarily for owner-occupied borrowers |
| Document process | Dominion FinancialUpload once; issues flagged immediately | Traditional LendersRepeated requests and manual back-and-forth |
| Loan visibility | Dominion FinancialReal-time status, 24/7 | Traditional LendersPhone calls and waiting for updates |
| Who reviews your deal | Dominion FinancialReal estate investors who’ve done deals themselves | Traditional LendersUnderwriters unfamiliar with investment deals |
Client Stories
Trusted by Real Estate Investors Nationwide
Over 17,000 projects funded. Investors keep coming back because we close when we say we will, and we say it clearly.
“If you want to work with a company who is passionate about what they do and goes above and beyond, then Dominion Financial is your lender!”
Maxine M.
“Competitive pricing. Efficient operations. Definitely a great relationship, and my company will look to leverage more going forward. Dominion Financial truly cares about their clients and their goals/deadlines.”
David M.
“I highly recommend Dominion Financial! The team is very professional, always available to answer my questions, and will work around the clock to close the loan FAST and make the process easy and straightforward.”
Byron L.
“Dominion Financial is a pleasure to work with, always going above and beyond to get our loans closed in a timely manner. Thank you so much!”
Val K.
Resources
Insights and Education
Stay ahead of the market with resources built for active investors who want an edge.
Blog
Deep dives on market trends, deal analysis, and lending strategies; written by investors, for investors.
Podcast
Real conversations with active investors sharing deal stories, market insights, and financing strategies that actually work.
Ep. 117 | Cash Flow Is King: Dan Butler on Lending, Capital & Building Better Businesses
59 min · Nov 9, 2026
4kd.ai Ep 13 | From Experimentation to Implementation: Andrew Kuhn's AI Playbook
102 min · Oct 29, 2026
Ep. 116 | The Real Estate Market Is Frozen: Who Survives and Who Wins?
86 min · Oct 26, 2026
Take the Next Step
Ready to Move Faster on Your Next Deal?
Get a loan quote in minutes. No social security number required. No commitment. Just clarity.
Questions & Answers
Frequently Asked Questions
Dominion Financial is a private, direct lender founded in 2002 that provides DSCR rental loans, Fix & Flip loans, and Ground-Up Construction loans nationwide, plus TPO funding for mortgage brokers. It’s part of The Dominion Group of Companies, a vertically integrated real estate investment firm. Sister company Dominion Properties transacts 100+ homes a year in Baltimore, one of the toughest markets in the country, and sister company Dominion Management manages a rental portfolio of approximately 1,000 doors, also in Baltimore. That firsthand investing and property management experience shapes how Dominion Financial lends. The result: the scale, speed, and loan product access of a national lender, paired with the hands-on service and local market knowledge of a Main Street lender.
Dominion Financial offers DSCR rental loans, Fix & Flip loans, Ground-Up Construction loans, and Multifamily Bridge loans for real estate investors, plus DSCR, Bridge, and Non-QM loans for mortgage brokers through its TPO channel.
Dominion Financial is a direct private lender for real estate investors, which means it typically closes loans faster than traditional banks or lenders. As a direct lender, it underwrites and funds its own loans instead of sending them through a bank’s loan committee for approval. That speed is also powered by Greenlight, Dominion Financial’s loan experience: it instantly reviews documents as they’re uploaded, auto-populates your information after you enter it once, and keeps the whole process streamlined. Together, this is what allows DSCR rental loans to close in as little as 10 days, and short-term bridge loans to close in as little as 48 hours after approval.
No. DSCR loans qualify based on the property’s rental income relative to its mortgage payment, known as the debt service coverage ratio, not your personal tax returns or income.
Dominion Financial is built exclusively for real estate investors, not owner-occupied homeowners, and that shows up in how it operates. Through Greenlight, documents are uploaded once and issues are flagged immediately, instead of the repeated back-and-forth requests you’d get elsewhere. Loan status is visible in real time, 24/7, so you’re never stuck waiting on a phone call for an update. And because Dominion Financial is part of The Dominion Group of Companies, a vertically integrated real estate investment firm, its entire lending structure, from the loan programs it offers to how deals get reviewed, is shaped by firsthand investing and property management experience, not just the underwriting criteria used by lenders with no investing experience of their own.
Greenlight is Dominion Financial’s loan experience for real estate investors. It instantly reviews documents upon upload to flag issues immediately, cutting document review time to under 3 minutes, an 88% decrease from manual review. It also tracks your loan status in real time from quote to close, and includes a voice-AI co-pilot that lets you check your loan status and ask what’s needed next, hands-free.
Yes. Dominion Financial works with mortgage brokers, primarily those focused on residential and consumer lending, through its TPO (third-party origination) channel, offering DSCR, Bridge, and Non-QM loan options. This lets brokers expand into business-purpose, investment-property loans for their real estate investor clients without becoming a direct lender themselves, opening up a new revenue stream using relationships they already have. Broker access to Greenlight is coming soon.
Rates and terms vary by loan type, deal, and borrower profile, and change daily based on market conditions. Dominion Financial doesn’t publish specific rates the way some lenders do, because a posted rate that doesn’t reflect your actual scenario can be misleading, and honesty and trust matter more than a number that looks good on a page. DSCR loans come with a Price-Beat Guarantee, and Fix & Flip loans fund up to 100% of purchase and rehab costs. For an accurate, personalized rate quote, reach out to a loan officer or get started through Greenlight.
Dominion Financial lends in 49 states, excluding Nevada.